Support

Frequently Asked Questions

Everything you need to know about MBO Foundation's blockchain transaction infrastructure.

About MBO Foundation

What is MBO Foundation? ▼

MBO Foundation is a technology infrastructure provider that facilitates fast, secure, and compliant peer-to-peer (P2P) and business-to-business (B2B) transactions using blockchain technology. We are structured as a Company Limited by Guarantee (CLG) under Irish law.

Do you hold or manage my assets? ▼

No. MBO Foundation is a pipeline, not a vault. We never take custody of user assets. All transactions are direct between parties (P2P or B2B). We provide the infrastructure for the transaction to occur, but your assets remain under your control throughout the entire process.

What is the relationship with Cuandeoro? ▼

Cuandeoro operates as the technical management arm, licensed by MBO Foundation. MBO Foundation owns the concession for Cuandeoro's technical services. Cuandeoro handles the operational layer of transactions while maintaining strict separation from asset custody. Neither entity holds user assets.

Technology

What technology do you use? ▼

We use Ripple's XRP Ledger (XRPL) for transaction settlement. This provides:

• Settlement in 3-5 seconds
• Transaction fees of approximately $0.0002
• Over 1,500 transactions per second capacity
• Carbon-neutral operations
• ISO 20022 compatibility with banking standards

How fast are transactions? ▼

Transactions settle in 3-5 seconds on the XRP Ledger, compared to days or weeks for traditional banking transfers. This near-instant finality enables real-time settlement for both P2P and B2B transactions.

What are the transaction costs? ▼

The XRPL network fee is approximately $0.0002 per transaction—a fraction of traditional banking fees. This makes it dramatically cheaper for cross-border transactions and large value transfers.

Legal & Compliance

Where is MBO Foundation registered? ▼

MBO Foundation is registered in Ireland as a Company Limited by Guarantee (CLG). This structure provides:

• EU regulatory recognition
• Limited liability protection for members
• Asset lock mechanism
• Passporting rights across the EU

Is this compliant with EU regulations? ▼

Yes. We are fully compliant with Irish and EU regulations, including:

• Irish Companies Act 2014
• GDPR (Data Protection)
• 5th Anti-Money Laundering Directive
• Consumer Protection regulations

We are also preparing for MiCA (Markets in Crypto-Assets Regulation) full authorization.

What KYC/AML requirements are there? ▼

All participants must complete identity verification (KYC) and fund source verification (AML) before using our infrastructure. This ensures:

• All parties are verified and legitimate
• Funds are audited and compliant
• Transactions meet legal requirements
• Full regulatory compliance

Getting Started

How do I start using MBO Foundation's services? ▼

Contact us through our website to request an introduction. We'll discuss your needs and guide you through the onboarding process, which includes KYC verification and technical integration.

Is this for individuals or businesses? ▼

Both. Our infrastructure supports:

• P2P (Peer-to-Peer): Direct transactions between individuals
• B2B (Business-to-Business): Commercial transactions between companies

All participants must complete KYC/AML verification regardless of transaction type.

Still Have Questions?

Our team is ready to help you understand how our infrastructure can work for you.