Executive Overview
MBO Foundation operates as a technology infrastructure provider, not a financial institution or asset custodian. Our core mission is to provide the most efficient, secure, and compliant pipeline for peer-to-peer (P2P) and business-to-business (B2B) transactions.
Core Principle
"We are a pipeline, not a vault. Your assets remain yours throughout the entire transaction process."
What We Are
- → Technology infrastructure provider
- → Transaction facilitation layer
- → Compliance verification system
- → DeFi protocol integrator
What We Are NOT
- ✕ Asset custodian or holder
- ✕ Investment manager or advisor
- ✕ Property or real estate owner
- ✕ Bank or financial institution
Technical Architecture
Our infrastructure is built on a hybrid architecture that combines the speed and efficiency of blockchain technology with robust compliance mechanisms required by European regulations.
Dual-Entity Structure
MBO Foundation CLG
Governance Layer
- • Irish Company Limited by Guarantee
- • Technology concession owner
- • Protocol governance
- • Regulatory interface
Cuandeoro
Technical Operations
- • Technical management arm
- • Licensed by MBO Foundation
- • Operational execution
- • DeFi integration layer
Transaction Flow
Identity Verification
KYC/AML compliance check via certified providers
Fund Source Audit
Pre-transaction verification of fund legitimacy
Transaction Routing
Optimal path selection via XRPL
Settlement
Near-instant finality on Ripple network
Confirmation
Immutable blockchain receipt generation
Ripple Integration
Our infrastructure leverages Ripple's XRP Ledger (XRPL) technology for transaction settlement, providing unmatched speed, cost efficiency, and environmental sustainability.
Why Ripple/XRPL
3-5s
Settlement Time
$0.0002
Average Fee
1,500+
TPS Capacity
Technical Advantages
- → Carbon Neutral: XRPL is one of the most sustainable blockchain networks
- → Decentralized: No single point of failure or control
- → Built-in DEX: Native decentralized exchange functionality
- → ISO 20022: Compatible with international banking standards
Regulatory Compliance
Operating under Irish jurisdiction within the European Union, MBO Foundation adheres to the strictest regulatory frameworks for blockchain operations.
Legal Structure
Company Limited by Guarantee (CLG)
MBO Foundation is structured as a CLG under Irish law, providing:
- • Limited liability protection for members
- • Asset lock mechanism preventing profit extraction
- • Alignment with foundation/DAO governance models
- • EU regulatory recognition and passporting rights
Compliance Framework
MiCA Ready
Full preparation for Markets in Crypto-Assets Regulation, including CASP authorization requirements.
KYC/AML
Integrated identity verification and anti-money laundering checks for all transaction participants.
GDPR Compliant
Full data protection compliance with European privacy regulations and user rights.
VASP Registration
Virtual Asset Service Provider compliance under Central Bank of Ireland oversight.